Month: November 2019

4 Popular Loan Programs for First-time Homebuyers

There’s nothing I find more gratifying than helping an individual or couple secure a mortgage to buy their very first home. As a professional home loan shopper for nearly 30 years, I’ve helped hundreds move into their dream homes —…

What is a credit score and how does it affect my mortgage rate?

One of the first questions I hear from first-time homebuyers is “Does my credit score really affect my mortgage loan application?” Though it’s only one component of your mortgage lender’s decision, it’s an important one. Your credit score has a…